Find out the main mortgage products offered by the National Bank of Greece

As an intermediary licensed by the Bank of Greece* we have partnered with the National Bank of Greece to provide dedicated support for your mortgage loan pre-approval process at no extra charge.

*pursuant to article 28 of Law 4438/2016 and Bank of Greece Executive Committee Act 137/16.4.2018.
**For non-tax residents of Greece, different terms and conditions apply to the banks’ programs.

Banking product:
ESTIA Fixed Mortgage Loan

Suitable for

Interest rate

Fixed rate for the first 3, 5, 10, 15, 20 or 30 years.

After the end of this period, a floating rate (Euribor 3M + spread) is applied.

Term

10-40 years, provided that the younger person participating in the loan has their own income and is not older than 75 years old at loan maturity.

Loan amount

Up to 100% of the amount due according to the purchase agreement or the cost of works. For interested parties up to 50 years old to buy their first home up to 90% of the commercial value; maximum loan amount: €350,000.

Banking product:
ESTIA Privilege Mortgage Loan

Suitable for

Interest rate

Floating rate linked to the 3-month Euribor plus a spread.

Term

10-40 years, provided that the younger person participating in the loan has their own income and is not older than 75 years old at loan maturity.

Loan amount

Up to 100% of the amount due according to the purchase agreement or the cost of works. For interested parties up to 50 years old to buy their first home up to 90% of the commercial value; maximum loan amount: €350,000.

Banking Product: My Home 2

Suitable for a property that:

Interest Rate

Duration

From 3 to 30 years

Loan Amount

Financing steps