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Find out the main mortgage products offered by Piraeus Bank

As an intermediary licensed and supervised by the Bank of Greece* we have partnered with Piraeus Bank to provide dedicated support for your mortgage loan pre-approval process at no extra charge.

*pursuant to article 28 of Law 4438/2016 and Bank of Greece Executive Committee Act 137/16.4.2018.
**For non-tax residents of Greece, different terms and conditions apply to the banks’ programs.

  • Banking product: Fixed-rate mortgage loan

Banking product:
Fixed-rate mortgage loan

Suitable for

  • Buying a finished home, a home under construction or a professional property
  • Building/finishing/repairing a home or professional property
  • Buying a plot
  • Mortgage loan transfer

Interest rate

Fixed rate for 3, 5, 10, 15, 20, 25 or 30 years. After the end of this period, a floating rate (Euribor 1M + spread) is applied.

Term

From 3 to 35 years

The minimum loan term equals to the fixed-rate period, excluding mortgage products with a fixed-rate period of 3 and 5 years where the minimum loan term is 7 years.

Loan amount

Up to 80% of the estimated value of the property with mortgage lien & up to 100% of the purchase agreement or the budget to build/finish 60% to repair a property. For interested parties up to 50 years old to buy/build their first home up to 90% of the commercial value; maximum loan amount: €500,000. For green mortgage loans (Α+, Α, Β+) up to 90%.
  • Banking product: Floating-rate mortgage loan

Banking product:
Floating-rate mortgage loan

Suitable for

  • Buying, building, finishing, renovating or repairing a property, buying a plot and repaying a mortgage loan to another bank.

Interest rate

Floating rate linked to the 1-month Euribor plus a spread.

Term

From 3 to 35 years

Loan amount

Up to 80% & up to 100% of the purchase agreement or the budget to build/finish 60% of the property. For interested parties up to 50 years old to buy/build their first home up to 90% of the commercial value; maximum loan amount: €500,000. For green mortgage loans (Α+, Α, Β+) up to 90%.
  • Banking Product: My Home 2

Banking Product: My Home 2

Suitable for a property that:

  • Will be used as a primary residence
  • Is located within a residential area
  • Has an area not exceeding 150 sq.m.
  • Was built up to 31/12/2007
  • Has a value, as specified in the purchase contract, not exceeding 250,000 euros

Interest Rate

  • Zero interest rate applies to 50% of the loan amount financed by the Recovery and Resilience Fund (RRF)
  • The interest rate on the amount financed by the bank’s own funds is subsidized by 50% for families with three or more children from any municipality, or for families with two children acquiring their first home in the municipalities of Orestiada, Soufli, and Didymoteicho in the Regional Unit of Evros

Duration

From 3 to 30 years

Loan Amount

  • The maximum loan amount granted is 190,000 euros
  • The loan covers up to 90% of the property’s value, as specified in the purchase contract
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